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VO LU M E 2 I S S U E 1 W I N T E R 2 0 1 7
18 Regulating Risk
Ontario moves to overhaul financial services regulation
By Lisa Gordon
32 Peace of Mind
Mortgage life insurance offers crucial protection for homeowners
By Jessey Camara
38 Privacy-Charged Discharge Statements
Balancing privacy protections and commercial needs, in obtaining
a discharge statement from an uncooperative debtor
By Ray Basi
42 Keeping it in the Family
Stories and advice from relatives who work together in the mortgage
brokerage industry
By Sherri-Lynne Ljucovic
50 Complaints Officers, Rejoice!
ere is help out there from unbiased dispute regulation
By Sheri-Lynne Ljucovic
54 Getting Back the Cashback
Is a foreclosing lender limited to recovering only principal,
interest and costs?
By Ray Basi
56 Obey the Clock
Know the importance of responding to regulators within
legislative time limits
By Ray Basi
58 Tested and True
A mortgage broker should always, and only ever, write their
own qualification exam
By Ray Basi
60 Comforter or Holey Blanket
Can title insurance cover structural defects?
By Ray Basi
62 Actual Knowledge Trumps Registry
Inadvertent mortgage discharge does not satisfy the debt
By Ray Basi
Advice from the Experts
e CMBA goes to Parliament Hill to discuss Canada's housing industry
By Samantha Gale
26
features
departments
8 Editorial Summary
12 Letters to the Editor: Views on current topics
64 Advertisers Index
columns
60 Legal Ease
CMB MAGAZINE cmba-achc.ca winter 2017 | 5
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