CMB MAGAZINE cmba-achc.ca summer 2016 | 5
contents
16
features
VO LU M E 1 I S S U E 3 S U M M E R 2 0 1 6
12
12 Well-informed and Well-fed at IMBA's Gala
Conference
All the action captured at April's exciting two-day gathering
14 Duly Noted
Mortgage brokers may be breaching securities legislation by
issuing promissory notes By Samantha Gale
19 Closing a Loophole
Quebec takes steps to make its property transfer tax less
susceptible to trickery By Samantha Gale
20 Paying the Piper
Court recognizes lenders' power as to determining prepayment
penalties By Ray Basi
23 Privacy Matters
Privacy responsibilities and associated costs have been increased
for some brokers By Ray Basi
26 Footloose and Paper-Free
Stunning advancements in mobile technology can help make for
better – and more lucrative – brokering By Rowan Smith
35 Reassessing the Assessment
Changes to the Notice of Assessment form increase the
possibility of mortgage fraud By Samantha Gale
39 MICS & Market Share on the Rise
e 2014 Annual Information Returns show the growth and
risks of brokering in Ontario By Sheri-Lynne Ljucovic
40 Real Estate Mania
e story of how Vancouver lost its affordability – and its
mind By the Visual Capitalist
e Good, the Bad and the Interest
e Supreme Court of Canada clarifies the law as to lowering interest rates for non-defaulting
borrowers By Ray Basi
departments
8 Editorial Summary
10 Letters to the Editor: Views on current topics
15 Events Calendar
46 Advertisers Index
columns
20 Legal Ease
