CMB MAGAZINE cmba-achc.ca winter 2016 | 5
8 e Right Stuff
e Canadian Mortgage Brokers Association is here.
What does that mean for you?
12 Advance Fee Fraud
New Brunswick bans commercial brokers from collecting
advance fees By Samantha Gale
13 High Cost Loans
Manitoba levels the playing field with new licensing
regime By Samantha Gale
14 Enforceable Emails
Could your informal online exchange be a court-
enforceable contract?
By Ray Basi
17 Padding the Bill?
Brokers weigh in on the monoline surcharge controversy
By Robin Brunet
18 Embracing the Challenge
Home Trust CEO Gerald Soloway on adapting to our
changing industry
21 Failure to Comply
Reviews from the Financial Services Commission
of Ontario By Sheri-Lynne Ljucovic
23 Fine Amounts
Some factors in the assessment
By Ray Basi
32 Following the Crowd
Real estate crowdfunding comes to Canada
By Amar Nijar
36 Unitranche 101
Are you up to date on this emerging mortgage trend?
By Ray Basi
40 New Brunswick Regulates Brokering Bankers
Licensing changes will commence April 1
By Samantha Gale
45 Brokering Bad
A behind-the-schemes look at one predatory lender
By Ray Basi
contents
24
Undeserved Debts
Canada Revenue Agency's super priorities could leave lenders exposed to their borrowers' financial obligations
By Ralph Yetman
features
VO LU M E 1 I S S U E 1 W I N T E R 2 0 1 6
departments
7 Board of Directors
10 Letters to the Editor: Views on current topics
50 Advertisers Index
columns
48 Legal Ease
