BCAA

TIP! Consider purchasing BCAA Annual Travel Insurance. Members save 10% The all-inclusive vacation is a one-stop purchase that covers your flight, accommodations, meals and sometimes drinks. While spontaneity is part of the charm of travel, if you're on a budget, plan as many details as possible before you leave home. If you're on a cruise or package holiday and want to snorkel in St. Maarten or visit chichen Itza from cancun, then book those excursions prior. That way, there are no extra-cost surprises. Money sense When booking travel online, pay in canadian dollars and be mindful of surcharges. "Some airlines and vacation companies use currency surcharges. We don't have either," says Palmer of WestJet. "People want to know how much it costs, and that everything is built into the price of the ticket." be aware that when you make a purchase in US dollars, you'll face a fee to convert currency. Most credit cards have a foreign transaction fee on top of the exchange rate. Get one without the extra fee. or stick to cash by converting money before you travel, shopping for the best rate. avoid aTMs while travelling; currency conversion spreads (up to 3.5 per cent) are generally higher, on top of any transaction fees (2.5 per cent or more). Better safe than sorry Having gone this far, you don't want to negate all your money-saving efforts if the unforeseen happens, like sickness or personal emergency, so get trip cancellation insurance. as some travel experts say: If you can't afford travel insurance, you can't afford to travel. Emergency medical insurance, of course, is essential, but other important inclusions are interruption or travel delay, which you can purchase at booking. All in one And done 18 bca a .coM spring 2016 StayShopAndSave.com OR CALL 1-888-557-2889 STAY, SHOP & SAVE GET CLOSE TO SEATTLE WITHOUT PAYING SEATTLE PRICES! YOU WON'T BELIEVE HOW FAR YOUR SHOPPING/DINING/LODGING/DOLLARS WILL GO! CALL OR CLICK TO RESERVE YOUR SPACE TODAY

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