Real Weddings

18 real weddings / C hances are, by this stage of your life you've purchased life insurance, car insurance, home insurance and perhaps even extended health insurance. So when it comes to planning your wedding, it makes sense to secure your investment and consider wedding insurance too. Nancy Wells, owner of WEDensure in Vancouver, a division of NW Insurance Brokers, remembers at least one instance when a newly wedded couple was thankful for their insurance policy. One of their groomsmen became inebriated during their celebration and destroyed an exhibit at their reception venue, leaving the couple with a $3,000 bill for the damage. 'anks to their policy, they were covered. What to insure While you may not want to even think about anything going wrong on your dream day, the reality is that not everything may go perfectly. Luckily, the scope of what's covered by wedding insurance is broad, including failure of any suppliers to deliver what you've paid for, and damage to your gown, the wedding bands, the cake, your photographs and videos, wedding gifts or any rented property. Or, if you need to cancel or postpone your wedding or honeymoon, your prepaid costs and deposits would be covered. Liability coverage is also included in the event of damages you would be legally obligated to pay. Even if you plan to tie the knot elsewhere, most destination weddings worldwide are covered through WEDensure. But just don't leave it too late. Wells recommends that couples purchase insurance 10 to 12 months prior to the wedding to ensure they're covered throughout the planning process. "'e policy also covers the entire family, realadvice How wedding insurance can give you peace of mind as you plan your dream day By Lauren Kramer Illustration by Mandy Lau Are You Covered?

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