contents
VO LU M E 2 0 I S S U E 1 W I N T E R 2 0 1 4
17 MBABC proposes self regulation
e expertise and resources to support a self-regulatory program exist within the
industry
By Samantha Gale
21 Mortgage fraud exposed!
For everyone involved in real estate-lending transactions, veri cation of
information is critical
By Ron Usher
27 Bank ned for disclosure violations
Complaints spark two-year FCAC investigation
By Samantha Gale
29 Appraisals & mortgages
Many professionals and institutions play critical roles in the residential
appraisal process
By Janice P. O'Brien
33 Criteria counts
Price should not be the only factor buyers consider
By Peri Shawn
35 e OFSI's role in the nancial landscape
41 Six ways to win at social media
Focus on the platforms where you enjoy spending time
By Scott Dawson
43 Spotlight on spam
Mortgage brokers need to prepare for anti-spam legislation
By Julia Lee
46 Managing risk
Consider the bene ts of mortgage impairment insurance
By Kate Ramsay
Is there a better way to regulate mortgage brokers?
MBABC and allied associations are poised to discuss the bene ts of principles-based regulation
By Ray Basi
14
features
MORTGAGEBROKER mbabc.ca | 5
departments
12 Update: News and information for
mortgage brokers
10 Board of Directors
columns
7 Message from the President
9 Report from the CEO
38 Legal Ease
ACKNOWLEDGEMENT
MBABC acknowledges and thanks the Society of
Notaries of British Columbia for permission to reprint
the following articles from Scrivener magazine.
OFSI's Role in the Financial Landscape
Appraisals & Mortgages
Mortgage Fraud Exposed!
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