Mortgage Broker

Summer 2019

Mortgage Broker is the magazine of the Canadian Mortgage Brokers Association and showcases the multi-billion dollar mortgage-broking industry to all levels of government, associated organizations and other interested individuals.

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Page 4 of 47

CMB MAGAZINE summer 2019 | 5 inside VO LU M E 4 I S S U E 3 S U M M E R 2 0 1 9 10 Is It Time to Re-examine Your Corporate Structure? Practical considerations around the new investment income rules for private corporations BY ROB WORTHINGTON 16 CMBA-Ontario 2019 Gala Words and pictures from the Conference & Trade Show held in Woodbridge, Ont. 18 Stormy Weather to Avoid New case law and practice points for mortgage practitioners BY TIMOTHY LACK 25 Towards a Strategic Plan CMBA's submission to the Mortgage Broker Regulators Council 35 The Purpose of a Letter of Transmittal And why it's an essential component of the standard of care brokers provide BY MALCOLM ECCLES 36 MB Legend: Bill Macklem A chance suggestion led to a lifetime career for this B.C. mortgage broker who has a passion for delivering personalized service BY LISA GORDON 39 Lessons from the Money- Laundering Probe e B.C. government acknowledges how land-use regulations help determine home prices BY JOSEF FILIPOWICZ AND STEVE LAFLEUR 45 A Pivot to Supply Ontario makes encouraging moves on the housing front BY BEN EISEN AND JOSEF FILIPOWICZ PLANNING FOR A GETAWAY From cottages to camps to cabins, mortgage brokers share tips and advice for financing vacation properties BY LISA GORDON 40 cover features departments 8 Editorial Summary 46 Advertisers Index columns 30 Legal Ease: Swimming with sharks BY RAY BASI

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