CMB MAGAZINE cmba-achc.ca summer 2018 | 5
inside
VO LU M E 3 I S S U E 3 S U M M E r 2 0 1 8
12 Help Landlords Provide More Housing
CMBA-BC's submission to B.C.'s Rental Housing Task Force
By Samantha Gale
20 e in Edge of the Wedge
e new B.C. school tax will ultimately discourage people from
saving for a home
By John Nicola, Nicola Wealth Management
24 MB Legend: Kim McKenney
A true champion of mortgage brokering, Kim McKenney – herself
mentored by Ottawa industry veteran Nelly Van Berlo – makes a
point of supporting the industry's rising stars
By Lisa Gordon
27 A Lagging Housing Supply Drives Ontario's
Affordability Woes
e incoming Ford government must adopt policies to address the
supply side
By Joseph Filipowicz, Fraser Institute
28 Budget Changes We'd Like to See
A letter to federal Finance Minister Bill Morneau from the Coalition
for Small Business Tax Fairness
32 Getting a Foot in the Door
Mortgage brokers offer financing tips to first-time homebuyers
adri in a challenging market
By Lisa Gordon
36 Meet Roberto Blanco
As a rising star in the Ontario mortgage industry, Blanco is making
his mark on the community he calls his own
By Lisa Gordon
38 e Perils of Presale Contracts
When the mortgage lender's actual investment takes precedence over
the buyer's future interest
By Matthew Nied, Cassels Brock
Not So Simple
Why transferring syndicated mortgages under the securities regime poses a new set of problems
By Samantha Gale
16
features
departments
8 Editorial Summary
11 Letters to the Editor: Views on current topics
46 Advertisers Index
columns
31 Legal Ease: Why it's so important for borrowers
to have their own property insurance
By ray Basi
40 Limits of Liability Come into Focus
When mortgage-related transactions become statute barred
under new limitation rules
By Samantha Gale
42 Nice Guys Don't Always Finish Last
Gratuitous extensions of loans may extend limitation periods
By Ray Basi
45 Financial Sector Key to Solving Canada's
Productivity Problem
What government could do to boost not only the sector's
own performance, but that of the economy as a whole
By Jeremy Kronick, C.D. Howe Institute
